Dubai · secondary & off-plan · cash buyers only

We show you every line of the number we offer.

A written cash offer on your Dubai property within 24 hours — broken down to the dirham. Market value, our discount, every fee, and the exact amount that lands in your account on a named date. No Dubai buyer publishes this. We do.

No exclusivity agreement. No lock-in. No cancellation fee. You can walk away at the trustee office door.

82–88%of independently assessed value — our published band for ready units
14 daysthe offer is price-locked. We cannot reduce it.
3verified bids shown to you, not one take-it-or-leave-it number
AED 1kpaid to you, per day, if we miss the completion date we committed to

The Glass Offer

Specimen · 2-bed, Dubai Marina
Price-locked 14 days
Assessed market value42 DLD comparables, last 180 days, same tower2,150,000
Speed & certainty discount — 13.5%Our margin. This is how we make money.−290,250
Condition adjustmentEstimated, not deducted twice — you fix nothing−18,000
Our offer1,841,750
Mortgage settlement to bankPaid direct at the trustee office−620,000
Early settlement penalty1% of outstanding, capped at AED 10,000−6,200
Developer NOC · trustee · mortgage release · title deedWe pay all four. Normally AED 6,000–11,000 on you.0
Agency commissionThere is no agent. We are the buyer.0
In your account on 14 Sept1,215,550
Illustrative specimen showing the format of every offer we issue. Fee figures reflect published DLD, trustee and developer schedules. Your offer carries your own comparables and your own dates.
The market you are actually selling into

The buyer pool for ready property got thinner in 2026.

We would rather you saw the market honestly and decided against us than sold to us on a story. Here is what the published data says, with sources — check every one.

−31%Dubai residential transaction volume, Q2 2026 vs Q2 2025 (Betterhomes)
−10%ValuStrat residential price index, cumulative Feb→June 2026
AED 2.36bnof asking-price cuts tracked across 3,292 live Dubai listings by end-May 2026
65%of new March 2026 listings were re-listings — stock that already failed to sell once
What this means for you. Only about 24% of Dubai residential sales are mortgaged — the ready-property buyer pool is mostly cash, and it shrank. A well-priced unit in a liquid tower still sells on the open market and you will net more that way; the calculator below is built to tell you when that is true. A unit competing against 200 identical listings in a 2026-handover tower is a different problem, and that is the one we solve.
Free · no email required · nothing is sent to us

List it, or sell it to us? Run the arithmetic first.

This runs entirely in your browser. It compares what you would net listing with an agent — after commission, holding costs and the price cut most Dubai listings eventually take — against a Clearbid cash offer, after the mortgage and every statutory fee. Sometimes it says list. We built it that way on purpose.

What a good agent says it is worth today.
Enter 0 if the property is unencumbered.
No official Dubai days-on-market series exists. Agency estimates range from 40 days to 5 months.
15–20% of Dubai listings take a reduction within their first 60 days.
Liquid tower, clean title, vacant → top of band. 2026-handover glut, tenanted, arrears → bottom.
Route A — list with an agent——
    Route B — Clearbid cash offer——
      —
      Assumptions, stated. Agency commission 2% + 5% VAT. Mortgage interest 4.5% p.a. while you wait. Developer NOC AED 3,000 (published range AED 500–5,250 + VAT). Mortgage release AED 1,290 + AED 315 registrar. Trustee AED 2,100–4,200 inc. VAT. Title deed AED 250–580. Early settlement penalty 1% of outstanding, capped at AED 10,000. DLD's 4% transfer fee is excluded from both routes — in Dubai practice the buyer pays it. On Route B we pay the NOC, trustee, release and title-deed fees; on Route A you do.
      What we bind ourselves to

      Four commitments, each with our own money behind it.

      Every one exists because it is the specific way this industry takes advantage of sellers. The UK forced its quick-sale sector to stop by binding it to an ombudsman code. The UAE has no equivalent yet, so we are publishing ours and inviting competitors to sign it.

      Price-lock

      The written offer cannot be reduced for 14 days.

      The classic move is to agree a price, order a survey, then "discover" a problem and chip the number when you are too far in to restart. Our valuation happens before the binding offer, which removes the mechanism entirely. If we reduce a locked offer for any reason outside a short published list of material misrepresentations, we pay you AED 25,000.

      Independent valuation

      You pick the valuer. We pay. We don't see it first.

      Choose any of three RERA-registered valuation firms. We cover the AED 2,500–5,000 fee whether or not you sell to us. The report goes to you, not to us. We stop being both the party setting the price and the party judging it — the structural conflict at the centre of every instant-offer business.

      Open bids

      You see all three bids and our fee, not one number.

      We run a private 20-hour sealed-bid window across our verified buyer panel and show you every bid, anonymised, alongside exactly what Clearbid takes. Competitors say "buyers price your property" and then show the seller a single figure. If a margin can only survive by staying hidden, it is not a fee — it is a spread.

      Named date

      A completion date we own, with a penalty attached.

      We will not promise a completion faster than the developer NOC allows — that is 7–14 working days and no amount of buyer liquidity beats it. So we give you a real date built from your actual mortgage and NOC position, and pay you AED 1,000 for every day we miss it.

      The honest clock

      24 hours is the offer. It is not the money.

      Every competitor advertises a completion timeline their own process pages disprove. Here is the real sequence for a mortgaged ready unit. Unencumbered and vacant it compresses to 8–12 days; an off-plan assignment runs 21–35.

      You send five details and a title-deed photo

      Under 3 minutes

      Community, unit type, size, mortgage status, and when you need to be out. We do not need your passport at this stage and will not ask for it.

      Title and encumbrance verified on Dubai REST

      Same day · hours 0–2

      A licensed consultant confirms ownership, mortgage registration and any blocking on the title. If something is wrong we tell you here, before anyone's time is spent.

      Sealed-bid window across the verified buyer panel

      Hours 2–20

      Every buyer has produced dated proof of funds. You will see their bids, and the specific buyer's redacted funds confirmation for your deal.

      The Glass Offer, in writing, price-locked

      Hour 24

      The full breakdown, the named buyer, the completion date, and the penalty clause. Valid 14 days. No exclusivity signed at this point or any other.

      Your chosen independent valuer inspects

      3–7 working days

      Paid by us, reporting to you. If it comes back materially below our assessment, the offer still stands — that is what price-lock means.

      Bank liability letter and developer NOC

      5–7 and 7–14 working days, in parallel

      The genuine bottleneck, and the reason nobody can honestly promise a one-week completion on a mortgaged unit. We pay both fees and chase both daily; you watch it move on a live tracker.

      Transfer at a DLD-registered trustee office

      Same day

      Manager's cheques issued in your name and the bank's name, at the trustee counter, at the moment title moves. Clearbid never holds your money at any point.

      Nobody else in Dubai has built this

      The Off-Plan Exit Engine

      Around three quarters of Dubai's market is off-plan, 160,700 units land in 2027, and the people under real pressure are payment-plan holders who cannot meet the next instalment. Not one competitor has a product for them.

      Indicative published figures. Your SPA governs — we verify it against the actual contract before any offer.
      Off-plan secondary apartments have been trading 10–15% below original values in 2026.
      RouteYou receivevs total outlayTime
      The question nobody answers

      Underwater? Here is the exact cash you must bring to the table.

      Dubai transaction volumes fell 25.5% year on year in July 2026 while price per square foot barely moved — liquidity is drying up faster than price is adjusting. If you bought between 2022 and 2024 in a community now absorbing handovers, your mortgage may exceed what the unit will fetch. Every competitor in this market goes quiet at exactly this point. Here is the mechanism, in full.

      How it actually works: at the trustee office the buyer's money does not come to you first. It is issued as manager's cheques — one to your bank to settle the mortgage, then the remainder to you. The bank will not release its charge on the title until it is paid in full. So if the sale price is less than your outstanding balance, you fund the difference before the transfer can complete. There is no standard UAE shortfall-refinance product; covering it is something you negotiate with your bank, individually, in advance.

      Not what you paid. What a buyer will actually pay this quarter.
      The redemption figure on your latest statement, not the original loan.
      Release fee differs: AED 1,290 conventional, AED 1,560 Islamic.
      Published range AED 500–5,250 + VAT, set by your developer.

      —

      Position on the mortgage——
      Cash at the trustee office——
      —
      If the number is negative and you do not have it. Three routes, none of them comfortable, all of them better than finding out at the trustee counter. One: ask your bank in writing whether it will convert the shortfall to an unsecured personal loan on completion — there is no off-the-shelf product, so this is a negotiation and the answer depends on your salary transfer and history. Two: hold and rent, and re-run this in twelve months — if the rent covers the instalment and service charge, waiting is genuinely cheaper than crystallising the loss. Three: sell anyway and fund the gap, which only makes sense if the holding cost or the risk of further falls exceeds the shortfall. We will tell you which of the three we think applies, including when it is the one that does not involve us.
      One more thing, if you live abroad. Under DLD Circular 29/R/2025 the sale proceeds must be paid by manager's cheque directly to the registered title-deed holder. That means you need a UAE bank account in your own name before the transfer, not a relative's and not your agent's. Non-resident sellers routinely discover this in the final week. Allow time.
      The second way a sale gets blocked

      Service-charge arrears will stop your transfer dead. Here is the number.

      Most sellers know a mortgage has to be settled before the title moves. Almost nobody is told the same is true of service charges. The Dubai Land Department will not register a transfer without a clearance NOC from your owners' association confirming charges are settled. No NOC, no transfer — the trustee office cannot complete it. Not one fast-sale site in this market mentions it.

      It works exactly like a mortgage payoff: a sum you must find before you can close, not something deducted from your proceeds afterwards. And it grows while you wait — owners' associations can charge late fees of 10–15% a year, restrict amenity access, and register a lien that prevents the sale outright.

      2026 community averages. Your building's actual rate is on your invoice and may differ.
      Edit this to your real invoiced rate for an accurate figure.
      Count from the last quarter you actually paid in full.
      Associations commonly apply 10–15% a year. Check your OA's published schedule.

      —

      Arrears accrued——
      To clear before you can transfer—Including late fees. Payable before the NOC is issued.
      —
      Where your rate sits. — Service charges are set per building and re-approved by RERA, not fixed by community — a well-run tower can undercut its neighbourhood average and a badly-run one can exceed it substantially. If your building has risen more than 5% a year over three years, ask the association for the reserve-fund breakdown before you accept the increase as normal.
      Whose bill is it, legally? Arrears sit with the registered owner until transfer completes — so they are yours by default, no matter how long the unit has been tenanted or how the previous owner behaved. A buyer can agree in writing to take them on, and in a discounted sale that is a genuine negotiating chip, but absent that agreement the liability does not move. Unresolved arrears after a sale can be escalated to the Rental Disputes Centre, and in extreme cases to a forced sale.
      What we do with this. On a Clearbid purchase we obtain the OA statement ourselves during title verification, settle the arrears at the trustee office out of the purchase price, and show you the figure on the offer breakdown before you sign anything. You do not need to find the cash first. It reduces your net, and we would rather you saw exactly how much and why, at the start, than discover it in the final week.
      If you do not live in the UAE

      Selling from abroad: the chain, the cost, and the step that catches people out.

      Foreign nationals hold more than 40% of Dubai residential property by value. Every fast-sale site in this market, including the ones with the best copy, is built for someone who can walk into a trustee office on a Tuesday afternoon. If you cannot, the process is not harder — but it is longer, and it has one requirement almost nobody tells you about until it blocks the transfer.

      The one that catches people out: under DLD Circular 29/R/2025, sale proceeds must be paid by manager's cheque directly to the registered title-deed holder. Not to a relative. Not to your agent. Not to a company you own. That means you need a UAE bank account in your own name before the transfer can complete — and opening one as a non-resident is not a same-week job. Sellers discover this in the final week, routinely.

      This single answer changes the cost by roughly a factor of five.
      A mortgage adds the bank liability letter and release to the chain.

      —

      Added time before you can transfer——
      Paperwork cost——
      —
      Your chain, in order.
        Why the remote route costs more. A power of attorney signed outside the UAE has to be legalised through a chain before Dubai will accept it: notarised locally, then attested by your own country's foreign ministry, then by the UAE embassy in that country, then by the UAE Ministry of Foreign Affairs, and finally translated into Arabic by a legal translator. Each step has its own fee and queue. Signed in person at Dubai Courts it is one appointment.
        What we do differently. We tell you about the bank account on day one, not in the final week, because it is the longest lead time in the whole process and the only step we cannot shorten for you. We prepare the POA wording, name the trustee office, and give you a single named contact for the whole transaction rather than a rotating desk. If you are in a time zone where our office hours are the middle of your night, we work to yours.
        If you are buying, not selling

        The yield you were quoted is gross. Here is what actually lands in your account.

        Every Dubai listing, brochure and broker deck quotes gross yield — annual rent divided by price. It is the only yield figure the market advertises, and it ignores every cost of actually owning the unit. Service charge alone takes one to two full percentage points off it. On a Palm Jumeirah apartment at AED 35/sqft it can take more than three.

        This is the same arithmetic we run on every unit before it reaches our buyer panel, with your numbers instead of ours. It is deliberately pessimistic: it assumes you pay someone to manage, that the unit sits empty between tenants, and that things break. If a deal still works here, it works.

        2026 community averages. Your building's approved rate is on the RERA service-charge index and may differ.
        Use the Ejari-registered rent for the tower, not the asking rent on the portals. Asking rents in Dubai routinely sit 5–10% above what contracts actually close at.
        Of annual rent. Set to 0% only if you will genuinely handle tenants, renewals and repairs yourself from wherever you live.
        Void between tenancies, averaged per year. Zero is not a forecast, it is a hope.
        In some towers the capacity charge sits with the owner whether the unit is occupied or not. Check before you buy — it is worth roughly AED 8/sqft a year.

        —

        Gross yield — the advertised number——
        Net yield — after everything——
        —
        What this deliberately leaves out. Capital growth, because nobody can underwrite it and every brochure in this market treats it as income. Also excluded: landlord insurance, furnishing and its replacement cycle, and the risk that your building's service charge is re-approved upward — the single most common way a Dubai yield quietly erodes after purchase. Ask for three years of the building's approved rates before you commit, not one.
        How we use this on the other side. Every unit we take to our buyer panel carries this calculation with Ejari-derived achieved rents, the building's approved service charge and the tower's transaction count per quarter. If a unit only clears on gross, it does not go on the pack. That is the whole reason a discount is available in the first place — we are paid to be the buyer who does the arithmetic.
        The other side of the desk

        For cash buyers: an underwriting pack, not a WhatsApp forward.

        Dubai's off-market deal flow runs on forwarded broadcast lists — one in a hundred properties marketed as distressed meets any real investment test. Dubai also has better open transaction data than the US or UK: DLD publishes every sale, 4.2 million Ejari contracts and the full off-plan register through Dubai Pulse, as an API. We use it on every deal before you ever see it.

        01 · Verified

        Title, encumbrance and arrears checked first

        Dubai REST title verification, mortgage and blocking status, and the service-charge payment history with any arrears stated in dirhams. A unit carrying AED 50,000 of arrears is not a discount, it is a liability, and we say so on the pack.

        02 · Priced

        Comparables you can audit

        The DLD comparable set with dates, sizes and AED/sqft — not "market value per the agent". Plus the tower's transaction count per quarter, the only honest measure of how fast you could exit again.

        03 · Modelled

        Net yield, not gross yield

        Ejari-derived achieved rents rather than asking rents, minus service charge, chiller, DEWA and management. Gross yield is a marketing number. We publish the net.

        Buyers get their own route, not the seller form. This opens WhatsApp with a buyer enquiry — nothing is transmitted until you press send. Access requires proof of funds, and we screen both sides.
        Read this before you contact us

        Four situations where you should not sell to us.

        We take a discount for absorbing speed, certainty and risk. If you are not actually buying those, you are paying for nothing. These are the cases where we will tell you to go and list it — and the calculator above is built to prove it rather than have you take our word.

        You have 90 days and a liquid tower

        Unencumbered, vacant, in a building that trades regularly, correctly priced from day one — list it. Even after 2% commission and five months of service charge you will almost certainly net more than our band. Come back if it has not moved in a quarter.

        Your unit is near AED 2m and your visa depends on it

        Selling below the AED 2m property threshold can end an investor Golden Visa route. That is a residency decision, not a property decision, and it should be taken with an immigration adviser before you take any offer — ours included.

        You are in negative equity

        If the mortgage exceeds any realistic sale price, a fast sale does not solve your problem, it crystallises it. Talk to your bank about restructuring first. We will tell you the shortfall figure honestly and for free, then tell you not to proceed.

        Someone has already offered you more, in writing

        Take it. Genuinely. Send us the written offer and if we cannot beat it we will say so in one line rather than spend a week trying to talk you out of it. Our margin does not come from wearing sellers down.

        The questions nobody in this market answers

        Where exactly is my money, and when?

        Who holds my money between signing and transfer?

        Nobody, and that is the point. Clearbid never takes custody of your funds. The buyer's manager's cheques are issued in your name and your bank's name and handed over at the DLD-registered trustee office counter at the same moment title transfers. There is no window in which you have neither your property nor your money — the single most common way sellers get hurt in this market.

        How do you make money if you charge me no commission?

        From the discount, and we print it on the offer. We buy at 82–88% of independently assessed value on ready units and either hold, improve, or resell to a buyer on our panel. That spread is our entire revenue and it appears as a labelled line item on your Glass Offer. "Zero fees" as a headline is misleading when the fee is simply relocated into a price you cannot see, so we do not say it.

        Can I sell if I still have a mortgage?

        Yes, and most of our sellers do. The bank issues a liability letter (5–7 working days), the outstanding balance is settled at the trustee office from the buyer's cheque, and the mortgage is released against a fee of AED 1,290 plus AED 315 registrar. Expect an early settlement penalty of 1% of the outstanding balance, capped at AED 10,000. All of it appears on your offer before you agree to anything.

        Will anybody find out I sold quickly?

        Not from us. No portal listing, no advertisement, no signage, no social post. Our buyer panel is bound by NDA and sees the unit, not you. Completed deals are published by community and unit type only, never with anything identifying — a written policy in your contract, not a courtesy.

        Where do I live afterwards?

        You can stay after completion on a fixed 30, 60 or 90-day arrangement, documented as a registered Ejari tenancy with a fixed end date and a published rate — not an informal understanding. We also pay for a local mover. A handshake rent-back with no registered tenancy leaves you with no legal standing at all, which is why we will not offer one.

        I am not in the UAE. Can I do this remotely?

        Yes. A large share of Dubai owners are non-resident and every competitor's process assumes you can walk into a trustee office. We handle power-of-attorney drafting and legalisation through your local UAE embassy or a DIFC-compatible route, remote KYC, and repatriation of proceeds. Build in two to three extra weeks for POA legalisation and tell us early.

        What if I change my mind?

        You stop. There is no exclusivity agreement to sign, no cancellation fee, and no clause that survives you walking away — at any point up to the trustee counter. If a Dubai fast-sale company asks you to sign exclusivity before the final price is fixed, that is the mechanism by which the price later moves.

        One form · both sides

        Start the 24 hours.

        Five details is all we need to begin. We will not call you outside 09:00–18:00, we will not call more than once a day, and one instruction to stop ends all contact permanently — UAE telemarketing rules require all three and we would rather you knew that than found out.

        What happens next

        Your details open a pre-filled WhatsApp message to our transaction desk — nothing is transmitted until you press send, and you can edit or delete any of it first. A named consultant at our licensed RERA brokerage partner replies — you get their ORN and broker card number, and you can check both on Dubai REST before you share anything further.

        Before we can lawfully contact you: we take a separate, logged, timestamped consent for marketing that is distinct from processing your enquiry, and you can withdraw it in one message. We do not buy lead lists, we do not cold-call, and we screen against the UAE Do Not Call Registry.